Why 
Wise Benefits® plans provide insurance and leave solutions designed for public employers, educators, and people who serve communities.
The Wise Benefits brand brings together individual and employer-sponsored solutions delivered through Horace Mann companies.
Experience
Strength
Clarity
Relevance
The Wise brand unites three trusted names in insurance.
Founded by two Illinois teachers in 1945 to provide insurance and financial solutions for educators.
Established in 1961, specializing in group insurance benefits for schools and public institutions.
Serving educators and families for more than 50 years with supplemental insurance tailored to the classroom and community.
Together, these legacies form the Wise Benefits brand.
National Teachers Associates Life Insurance Company and Madison National Life Insurance Company, Inc. form the Horace Mann Worksite Division and underwrite supplemental individual and group insurance products.
Wise and Wise Benefits are used to describe the products and services offered by the Horace Mann Worksite Division. The Wise brand provides employers, employees, and their families with smart benefits for today’s workplace.
Group Coverage
Offered as Employer Sponsored products from Madison National Life Insurance Company, Inc. (Madison National Life).
Group insurance coverage is often a good fit early in a career or during stable employment. Employer-sponsored group coverage offers affordable, convenient protection with simplified enrollment. Group disability income, life, accident, critical illness, cancer, and hospital indemnity insurance can provide affordable baseline protection with simplified enrollment and lower premiums. Group benefits provide a strong, cost-effective foundation of protection during active employment.
Individual coverage provides portable protection that stays with you as your career and financial needs evolve. Individual policies allow people to customize Disability Income, Life, Accident, Cancer, Critical Illness, and Hospital Indemnity coverage to protect income, help cover medical gaps, and help ensure financial stability. Coverage remains in force even when employment changes, helping protect income and long-term financial stability, making it especially valuable for long-term planning.
Individual Coverage
Offered as Worksite Voluntary benefits from National Teachers Associates Life Insurance Company (NTA).
Wise Benefits Timeline
Commitment
When you use Wise products, you are covered by Horace Mann's commitment to protecting the financial well-being of those who teach, guide, and serve our communities every day.
*For more information on Horace Mann's financial strength ratings, see investors.horacemann.com.