You want to choose your benefits Wisely>
Wise Benefits® solutions integrate individual and group insurance solutions designed specifically for educators and public-sector employers.
Supporting Your Success
A sound financial plan isn’t complete without insurance protection.
Insurance protection plays an important role in helping educators and public employees stay secure through life’s unexpected events.
At different stages of your career and life, insurance needs often shift based on your employment, family responsibilities, and financial goals. Wise Benefits supplemental insurance helps fill gaps in traditional coverage—providing practical financial support when it’s needed most.
With Wise Benefits offerings, individuals and employers can access both portable individual coverage and employer-sponsored group benefits designed to work together.


Individual Coverage
Individual coverage may help protect income, manage medical coverage gaps, and maintain financial stability. It's coverage that can stay with you as your career evolves.
Cancer Insurance
Accident Insurance
Heart Insurance
Critical Illness
Life Insurance
Disability Income
Hospital Indemnity
Disability Income
Group Coverage
Group coverage provides affordable, convenient protection offered through employers.
Protect What Matters to You Most with insurance coverage options for you and your family
One brand. Trusted legacy.
The Wise Benefits brand brings together Horace Mann, National Teachers Associates Life Insurance Company (NTA Life), and Madison National Life Insurance Company, Inc. (MNL) combining more than 80 years of educator-first expertise and a shared commitment to those who teach, guide, and serve.



