Legal Disclaimers

Wise, Wise Benefits, and Wise Employee Benefits are trademarks of Horace Mann Educators Corporation.

This brochure provides a very brief description of the features of the insurance policies that are underwritten by Madison National Life Insurance Company, Inc. and National Teachers Associates Life Insurance Copmany. Availability from a particular company varies by product and state, and each policy is subject to its own exclusions and limitations. Benefits, features, and availability may vary by product and state.

Horace Mann Life Insurance Company underwrites Horace Mann annuity products.

Horace Mann's Student Loan Solutions program includes services provided by an independent third party, Horace Mann is an independent company not affiliated with the Department of Education or the federal government. Horace Mann does not negotiate, adjuget, or settle debts. No assistance provided by Horace Mann consitutes official action for purposes of student loan forgiveness programs or guaranteed results. Horace Mann's Student Loan Solutions program terms are subject to change.

Horace Mann is not affiliated with state teachers' retirement systems or other state retirement systems, and the content of its workshops has not been endorsed or approved by any state retirement system.

DonorsChoose is not an affiliate of Horace Mann.

The information provided here is for general informational purposes only and should not be considered a recommendation, tax, or legal advice.