Wise and Wise Benefits are trademarks of Horace Mann Educators Corporation.
The information provided on this website is for general information purposes only and does not constitute an offer to sell or a solicitation to buy any insurance products or services. Insurance products and services are available only in jurisdictions where they have been approved and may be lawfully offered for sale. This website provides a very brief description of the features of the insurance policies that are underwritten by National Teachers Associates Life Insurance Company, NTA Life Insurance Company of New York, and Madison National Life Insurance Company, Inc. Availability from a particular company varies by product and state, and each policy is subject to its own exclusions and limitations. Benefits, features, and availability may vary by product and state.
Horace Mann's Student Loan Solutions program includes services provided by an independent third party, Tuition.io. Horace Mann is an independent company not affiliated with the Department of Education or the federal government. Horace Mann does not negotiate, adjudicate, or settle debts. No assistance provided by Horace Mann constitutes official action for purposes of student loan forgiveness programs or guaranteed results. Horace Mann's Student Loan Solutions program terms are subject to change.
Horace Mann is not affiliated with state teachers' retirement systems or other state retirement systems, and the content of its workshops has not been endorsed or approved by any state retirement system.
DonorsChoose is not an affiliate of Horace Mann.
The information provided on this website is for general informational purposes only and should not be considered a recommendation, financial, tax, or legal advice and should not be relied upon in that regard. Individuals should consult with a qualified professional before making any decisions based on the information provided on this website.
Questions about your policy?
- For questions about your policy, contact NTA Life or MNL.
- For complaints about your policy, use this form.
For purposes of the Hospital Indemnity Brochure and Policy, please see below.
IMPORTANT: This is a Fixed Indemnity Policy, NOT Health Insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.govor call1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.